First the story reads existing home sales plunge, then today the story reads “Pending home sales rise 5.2% in July”.
So who should a first time home buyer believe?
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According to the New York Times the housing market seems to be in the toilet.
So why would anybody consider buying now?
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Today’s New York Times had an article about new rules by the Federal Reserve regarding how mortgage brokers and lenders get paid.
These new rules prohibit a broker or lender from getting paid based on the percentage rate of the loan.
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Did you read in the newspaper today and worry the price of homes may still be falling?
Now you wonder should you be thinking of buying a home?
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Buying your first home can be a test of patience.
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As we discussed earlier about schools factoring in to the value of a home, as a first time home buyer you may not be aware of how a school can impact a neighborhood.
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Buying your first house is a big step in your life, and for many it becomes more of a headache than an enjoyable experience.
Do you really want your first memories of your new home to be what a hassle it was?
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Many first time home buyers do not have kids when they begin the process of looking for their first home, so they do not place the proper emphasis on schools.
After all, how much difference can a school make in the value of a home?
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A title company creates and records the legal documents that transfer the ownership of a home at the close of escrow.
So who picks what title company is used?
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You have had the appraisal done on the home you have under contract, and the appraiser has identified several repairs that are necessary before the bank can make the loan on your first home.
Who normally pays for those repairs?
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